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— Project dossier
Group Savings and Loan Associations (GSLA): Small Steps, Big Impact
Secours Islamique France (SIF) / ZOA
- Status & duration
- Completed · June 2023 – 2024
- Location
- Anka, Gusau, Talata Mafara and Tsafe (Zamfara); 11 communities in Biu (Borno); Damaturu and Potiskum (Yobe)
- States
- Zamfara, Borno, Yobe
SIF/ZOA Group Savings & Loan Associations
Case study overview
Community savings groups that help women and men save weekly, borrow for small businesses and build a social fund. Members receive a five-day training and orientation, keep savings in a three-lock box held by different keyholders, and receive their share-out at the end of each cycle.
Key interventions & deliverables
- Five-day GSLA training and orientation for new groups (e.g. Alheri Daga Allah and Bamaiyi Sai Allah groups).
- Weekly meetings and savings training led by GSLA facilitators.
- GSLA groups formed in 11 Biu communities, including Kasalabata IDP camp.
- End-of-cycle share-outs in Zamfara, Biu and Yobe used as start-up capital for businesses and farming.
Headline impact
356 GSLA members in four Zamfara LGAs (Gusau 100, Talata Mafara 90, Tsafe 87, Anka 79), plus groups in Biu and Yobe.